Financing
Spread the cost of a new system or a larger repair into monthly payments, subject to credit approval.
Ask about financing
Financing & Payment
HVAC financing and cash discounts, laid out before you decide.
A new system or a major repair is rarely something anyone planned for. Financing is available, subject to credit approval, and we offer a cash discount if you’d rather pay up front. We’ll show you both so you can choose what actually works for you.
- Serving Hampton Roads since 2003
- 20+ years experience
- Master HVAC licensed
- Master Gas licensed
- Class A contractor
- Financing available
Before you finance anything
Do you need to finance anything at all?
A lot of HVAC companies lead with financing because it makes an expensive recommendation easier to say yes to. A low monthly payment can make a new system you didn’t need feel affordable.
We start somewhere else. Many of the systems we’re called to can be repaired, and most repairs don’t need financing. If your system has real life left in it, that’s what you’ll hear, before anyone talks about monthly payments.
When a new system is the right call, financing is there to help. It shouldn’t be the reason you replace something that could have been fixed.
Not sure it needs replacing? Service, Maintenance & Repair
Payment options
Two ways to pay.
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Cash discount
Pay up front and save. If you’d rather not finance, we’ll show you the discounted price on the same quote.
Request a quote
Have questions about payment? Call 757-241-0723
How payment works with us.
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We diagnose before we quote.
You’ll know what’s actually wrong, and whether a repair will do, before any price is on the table.
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You get one written quote with both numbers.
The financed option and the cash price, side by side, so the comparison is in front of you instead of behind a sales conversation.
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You choose, and apply if you’re financing.
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We schedule the work.
Once you’ve decided, we schedule the job. No work starts until you’ve said yes.
Financing options
What financing can cover.
Financing vs. cash, plainly
How to decide between financing and paying cash.
The cash discount lowers what you pay for the job. Financing lets you keep your savings and pay over time, but depending on the terms, the total you pay can end up higher than the cash price. Neither is automatically the better choice. It depends on your situation.
The questions worth asking are simple. What’s the total you’ll pay over the life of the financing, not just the monthly amount? Are there promotional terms, and what happens when they end? And does keeping the cash in the bank matter more to you right now than the discount?
We put both numbers on the same quote so you can answer those for yourself. We’re an HVAC company, not a financial advisor, so if the decision is a big one, it’s worth running past someone you trust.
Want to see both numbers?
We’ll diagnose your system, tell you whether a repair will do, and, if you need a new one, give you a single quote with the financed and cash prices side by side.
FAQ
Frequently asked questions
Can I finance a repair, or only a new system?
Both. Financing covers new systems and larger repairs, like compressors or heat exchangers.
Do I need good credit to qualify?
Financing is subject to credit approval.
How much is the cash discount?
It’s on your quote: we show the discounted cash price side by side with the financed option.
Does choosing financing change the price of the job?
The cash discount lowers what you pay for the job. Financing lets you pay over time, and depending on the terms the total can end up higher than the cash price. Both numbers go on the same written quote.
Get Started
Let’s find out what your system actually needs.
Start with a diagnosis. If you need a new system, you’ll get both prices side by side, and if you don’t, you’ll hear that first.